
chalk2wealth stories
Personal finance often feels like a wild jungle — full of hidden traps like EMIs, credit card debt, and confusing “investment” products. In India,
As educators, we teach Newton’s Laws, Shakespeare’s sonnets, and the Pythagorean Theorem.
For decades, teachers across India have dedicated themselves to shaping young minds, often sacrificing their own financial priorities.
For years, teachers across the country have trusted the General Provident Fund (GPF) as their main source of retirement savings.
In 2009, I was a school teacher earning just ₹15,000 per month.
Smart Money Tips for Educators, Families & Students
I’ve heard this chuckle more than once — a teasing jab, a raised eyebrow, or even a full-blown smirk.
It usually starts with trust. And like so many teachers, parents, and salaried professionals, you say yes. But what you don’t see is what happens after.
Teaching is a noble profession — but noble doesn’t pay the rent.
Just ask Amit Kumar, a physical education teacher in Bihar earning ₹8,000 a month.
It doesn’t always look like a crisis. Sometimes it’s just a phone EMI. A credit card bill. A wedding expense you didn’t plan for. But slowly, quietly — it becomes a pattern. According to Shankar IAS Parliament,

Smart Money Tips for Educators, Families & Students
Welcome to Chalk2Wealth
You shaped young minds. Now it’s time to shape your financial future. Most teachers retire with respect — but not with wealth. Let’s change that, together.