chalk2wealth.com

July 17, 2025

Debt Trap in India — 5 Steps to Escape the EMI Cycle

Debt trap escape infographic showing 5 steps to break free from EMI burden including emergency fund, good vs bad debt, repayment plan, and spending pause.

Caught in a debt trap and overwhelmed by EMIs? This visual guide shares 5 simple, practical steps to help you break free — from listing your dues to building an emergency fund. Perfect for teachers, parents, and anyone ready to reclaim their financial peace. Start small. Start smart. Escape begins here

Bad Debt Is Easy to Enter — But Who Shows You the Exit?

Bad debt featured image showing the emotional and financial impact of EMIs, credit card loans, and BNPL schemes — designed for teachers and salaried professionals looking to escape the debt trap.

Bad debt often starts with small EMIs, credit cards, or BNPL offers — but quickly grows into a financial trap. This infographic breaks down how it happens and the emotional cost it carries. If you’re earning well but still feel stuck, this guide will help you recognize and escape the cycle.