Term Life Insurance for Teachers in India 2025: Honest Guide

Term life insurance for teachers in India 2025 — Indian teacher holding umbrella symbolizing financial protection, family safely under it, and salesperson luring with endowment plans in background

Term life insurance for teachers in India 2025 is not just about policies — it’s about true protection for your family. Every year, thousands of teachers are misled into buying costly endowment or money-back plans that promise “returns” but give little real cover. The result? High premiums, low benefits, and families left financially vulnerable. This honest guide cuts through the noise. For less than ₹1,000 a month, a teacher can secure ₹50 lakh to ₹1 crore of pure protection — no hidden tricks, no fake promises, just peace of mind. In this article, we explain what term insurance really is, why it’s the smartest choice for teachers, how much cover you actually need, and the traps to avoid. At Chalk2Wealth, our mission is clear: no commissions, no selling — only truth for teachers.