7 Mistakes Teachers Make When Buying Term Insurance

Term insurance mistakes shown with an Indian teacher holding a term insurance plan document and infographic text about 7 mistakes to avoid in 2025

Term insurance mistakes can cost teachers both money and protection. In 2025, many educators are still being misled by endowment and money-back plans that look safe but fail to secure families. This guide highlights the 7 most common errors teachers make — and how to avoid them to get the right coverage, peace of mind, and true financial security.