Term Insurance vs Endowment Plan: Why Term Is No. 1 in Financial Planning for Teachers

Term insurance vs endowment plan comparison showing stressed Indian teacher family with multiple costly policies on left and happy family with ₹1 crore affordable term cover on right.

Term insurance vs endowment plan – which truly protects teachers’ families? This post uncovers the stark difference: costly endowment policies with low cover versus affordable term insurance that secures ₹1 crore for just ₹1,000/month. A must-read guide for teachers planning smarter in 2025.