Term Insurance vs ULIP: A Teacher’s Guide to Avoiding Hidden Charges

Term Insurance vs ULIP comparison showing pure protection versus insurance and investment for teachers

Many teachers in India buy insurance plans without fully understanding the charges hidden inside them. ULIPs often combine investment and insurance, but they can include multiple costs that reduce your long-term returns. In this guide, we compare Term Insurance vs ULIP in simple terms and explain how teachers can avoid hidden charges while choosing the right protection for their family.