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Budgeting for Teachers: 5 “Simple” Rules — Smart Moves or Money Traps?​

Budgeting for teachers — 5 simple rules to manage money smartly and avoid common traps | Chalk2Wealth

Teaching is rewarding, but it won’t pay your bills if your budget is full of leaks. In this guide, we break down 5 “simple” budgeting rules every teacher hears — and reveal whether they’re truly smart moves or hidden money traps. Learn how to plan with a flexible ratio, separate needs from wants, save before you spend, enjoy guilt-free treats, and review your budget to stay in control.

Financial Literacy, Charak SAHAB? Are You Foolish — Talking Money to the Nation’s Smartest?

financial literacy for teachers, challenging the myth that academic intelligence equals money wisdom

Financial literacy isn’t just for bankers and business grads — it’s survival knowledge, especially for educators. Academic intelligence doesn’t guarantee financial security, and yet teachers are expected to lead without ever being taught how to manage their own money. From mis-sold insurance to blind faith in GPF, the cracks are real. It’s time we talked money — in classrooms, staffrooms, and living rooms — before another generation pays the price for our silence.

Retirement Planning for Indian Teachers — 6 Powerful Steps for 2025

Retirement Planning for Indian Teachers — Elderly Indian teacher couple with a piggy bank and calendar, representing 6 financial steps for 2025

Retirement Planning for Indian Teachers isn’t just about pension and GPF anymore. In 2025, inflation, medical costs, and evolving family needs demand smarter strategies. This guide walks you through 6 powerful and practical steps to secure your future — whether you teach in a government school or private.

Value of Money for Kids: Lessons I Hoped Ipshita and Dhruv Would Carry With Them

Value of Money for Kids: Parents and kids spending time together, sharing life lessons about money through simple, everyday moments.

Value of Money for Kids is a lesson that must travel with them, even when you can’t. When Dhruv left for his hostel and Ipshita moved to her coaching centre, I realised that my voice may not always reach them, but my money lessons can. As parents, we can’t always hold their hand, but we can leave values that guide their spending, saving, and financial decisions for life. This blog shares the real money lessons I hoped Dhruv and Ipshita would carry with them — lessons that can prepare every child for life away from home.