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National Savings Certificate (NSC): How Much Should You Have in Your Investment Portfolio?

National Savings Certificate investment for teachers showing Safe Investments in India with High Returns and tax benefits under Section 80C

National Savings Certificate (NSC) is one of the safe investments in India with high returns, guaranteed by the Government. It offers stable growth and tax-saving benefits under Section 80C, making it a practical choice for teachers and salaried professionals planning for long-term financial security. Learn how much NSC you should include in your investment portfolio based on your goals and risk comfort.

PPF Rules for Withdrawal 2025— How to Tap Its Power Responsibly

PPF Rules for Withdrawal visual guide showing Indian school teacher reviewing PPF passbook, highlighting safe, tax-free and flexible investment features.

PPF Rules for Withdrawal (2026): How & When You Can Withdraw Your Money Safely The Public Provident Fund (PPF) remains one of India’s most trusted long-term investment options for salaried individuals. Thousands of Indian teachers search every year for PPF rules for withdrawal because they want safety without locking their money for 15 years. If

PPF Interest 2025: The 5th April Trick Every Teacher

PPF Interest illustration showing how teachers can lose a month’s return by depositing after the 5th, and how early deposits before April 5 maximize tax-free PPF growth.

PPF Interest isn’t just about how much you invest — it’s also about when you invest. Many teachers unknowingly lose a month’s interest every year simply by depositing after the 5th. This Chalk2Wealth guide explains how timing your PPF deposits smartly can earn you extra returns — up to ₹45,000 over 15 years — without investing a rupee more. Learn how small financial discipline leads to big, tax-free growth

What Are Systematic Investment Plans (SIPs) and How They Work to Build Wealth

What Are Systematic Investment Plans (SIPs) – illustration of a teacher and financial advisor reviewing mutual fund files, showing SIP benefits and wealth growth

What Are Systematic Investment Plans (SIPs)? Many teachers and middle-class families invest with good intentions but end up with cluttered portfolios like Mr. Sunil’s 23 mutual funds. This story reveals how SIPs bring clarity, discipline, and compounding power — showing you how small, regular investments can steadily build long-term wealth.