Term insurance mistakes can cost teachers both money and protection. In 2025, many educators are still being misled by endowment and money-back plans that look safe but fail to secure families. This guide highlights the 7 most common errors teachers make — and how to avoid them to get the right coverage, peace of mind, and true financial security.
Compound Interest: How a Class 8 Lesson Can Shape Your Financial Future in 2026 During an orientation programme for maths teachers, I casually held up a dice and asked a simple question: “We all teach compound interest in Class 8—but tell me honestly, have you ever used it in real life?” The room went silent.
Term life insurance for teachers in India 2025 is not just about policies — it’s about true protection for your family. Every year, thousands of teachers are misled into buying costly endowment or money-back plans that promise “returns” but give little real cover. The result? High premiums, low benefits, and families left financially vulnerable. This honest guide cuts through the noise. For less than ₹1,000 a month, a teacher can secure ₹50 lakh to ₹1 crore of pure protection — no hidden tricks, no fake promises, just peace of mind. In this article, we explain what term insurance really is, why it’s the smartest choice for teachers, how much cover you actually need, and the traps to avoid. At Chalk2Wealth, our mission is clear: no commissions, no selling — only truth for teachers.
Financial Jungle is real — EMI traps, credit card debt, wrong mutual funds, and mis-sold insurance can leave teachers and families lost and stressed. This post shows you how to escape the jungle and find the right path to financial freedom.
Mutual Fund Sahi Hai isn’t just a catchy slogan — it’s a smart way to grow your money. In this teacher-friendly guide, discover 2 simple steps to understand how mutual funds work, from pooling money with other investors to tracking NAV and returns. Perfect for beginners who want clarity without the jargon.
Cost of Debt for Teachers is more than numbers—it’s stolen peace, delayed dreams, strained relationships, and lost freedom. This post reveals the 5 heavy prices teachers silently pay for bad debt and EMI burdens, and why breaking free is urgent.
