When my son asked, “Papa, what’s a loan?” it sparked an honest family conversation about debt, EMIs, and loans for students. This real story shows why money talks must start at home.
Back in 2014, I was a school teacher managing a massive ₹70 lakh home loan on a fixed government salary. One lingering question haunted me — “What if I never returned home?” That fear led me to discover the power of a Home Loan Protection Plan. In this true story, I share how one decision — taking term insurance with a critical illness rider — gave my family peace of mind and protected them from a future of unpaid EMIs. If you’re a teacher or salaried professional with a home loan, this could be your wake-up call.
Your savings alone may not be enough to protect you from life’s biggest medical emergencies. This true story reveals why health insurance benefits are essential for every teacher — because cancer doesn’t wait, and neither should your protection.
For years, teachers have relied on the General Provident Fund (GPF) as their main savings plan. But in today’s fast-changing economy, depending on GPF alone may not be enough for long-term wealth or retirement goals. In this Chalk2Wealth guide, we explore the top investment options for teachers—from mutual funds and NPS to REITs, Gold Bonds, and beyond. Discover 7 smart, safe, and tax-efficient strategies to build financial independence while staying true to your teaching profession.
What if your next staffroom gossip could actually change your financial life? In this post, I share 7 practical financial planning tips that every school staff meeting should cover — simple, actionable, and life-changing money lessons for teachers.
Teachers dedicate their lives to shaping others’ futures, but often forget to secure their own. This blog uncovers why financial literacy for teachers is not a luxury—it’s a necessity. Learn simple, real-life money lessons that can help you build financial security, starting today.
