Gold isn’t just jewellery—it’s the stabiliser of your investment thali. A smart portfolio keeps only 5–10% in gold for balance, safety and inflation protection. Here’s how teachers can build a perfect “Investment Thali” with gold, SIPs, PPF, insurance and emergency funds.
What Is Public Provident Fund and why do teachers still trust it after so many years?
This simple infographic breaks down the 8 key rules every investor must know — lock-in period, deposit timing, interest rate, liquidity, safety, and the smartest deposit strategy. A perfect guide for teachers and salaried savers who want tax-free, stable, long-term growth.
Confused about how much to invest in National Savings Certificates? This guide breaks down the ideal NSC allocation for teachers and salaried professionals based on risk style, stability needs, and 5-year financial goals. Discover how NSC fits into a balanced portfolio and why it remains one of the most reliable Safe Investments in India with High Returns. Perfect for anyone seeking clarity on NSC strategy and smart money planning.
Discover Safe Investments with High Returns in India through trusted options like PPF, SSY, NSC and EPF—ideal for teachers and salaried families.
Most teachers open their NPS account because it’s “good for retirement” — but very few actually understand how the money comes back to them when they retire. The National Pension Scheme has clear and simple withdrawal rules that can make your retirement stress-free — if you know the 60/40 rule. At age 60, 60% of your NPS corpus can be withdrawn tax-free, while the remaining 40% is used to buy an annuity that provides monthly pension for life. If you exit early, the rules change — and in some situations (like emergencies, illness, or funding a child’s education) you may be allowed to withdraw part of your contribution. Understanding these rules now means your retirement won’t come with surprises later — just clarity, confidence, and steady income when you need it the most.
Teachers often dismiss the National Pension Scheme as “too risky,” but the numbers tell a different story. While the Public Provident Fund (PPF) locks you into a flat 7.1%, NPS’s market-linked returns have quietly built far bigger retirement wealth — nearly doubling PPF over 25–30 years. With top pension funds delivering 12–15% returns and new rules allowing 100% equity allocation, the National Pension Scheme is no longer a slow saver’s choice — it’s a long-term growth engine for India’s teachers and salaried professionals.
